Agribusiness Insurance

A wide range of specialist agribusiness insurance solutions

Allianz Global Corporate & Specialty (AGCS) offers a wide range of agribusiness insurance solutions, which can be customised to suit your specific farming insurance needs and operations.

Our network of farm, ranch and commercial agriculture professionals understand the specific challenges agribusinesses face. That's why we're able to offer comprehensive general and specialist cover, spanning equipment, residences, farm buildings, assets from liability exposures, and commercial properties and liabilities.

Our Multiguard®Farm & Ranch policy is one of the most over-arching agribusiness insurance solutions available. It covers an array of farm properties, such as dwellings, appurtenant structures, household personal property, loss of use, farm personal property and farm structures.
  • residences
  • farm buildings
  • equipment
  • commercial property and liability
  • assets from liability exposures

Special property features include coverage for:

  • borrowed equipment
  • transit
  • extra expense/rental reimbursement
  • pollutant cleanup

Special liability features include coverage for:

  • recreation vehicles
  • agricultural pollution options
  • employer’s liability (in most states)
  • agritainment exposures
Our Multiguard®Farm & Ranch Agricover for Property coverage protects specific, crucial assets on your farm, including sewers, drains and sumps when they back up, keys and locks, electronic data processing equipment, and employee tools. This broad protection also includes coverage for the cost of restoring farm records, identity theft and restoration, loss assessment and more.

By adding our Multiguard Farm & Ranch Agricover for Liability solution, we can address risks you may encounter as an agribusiness owner, from increased medical payments and aggregate limits by location to equine property and liability.

We also offer global insurance, processing and manufacturing solutions, warehouse and storage coverage, and dedicated risk consulting.

What's more, we offer additional options for:

  • equine property and liability
  • hunting and fishing liability
  • recreational vehicles
  • custom farming
  • employer's liability, employer’s stop gap and employee medial payments
  • employee medial payments
  • agricultural pollution and aircraft dusting
  • automobile coverage
  • excess/umbrella
  • agritainment exposures
  • increased medical payments
  • aggregate limits by location
  • blanket additional insured for your landlords or leaseholders
The products and services described on this page may not be available in all AGCS locations. Please contact your local office for full information on local product availability.
Climate disruptions hit agribusiness which depend on stable soils and climatological consistency to deliver a viable product. How will raging wildfires, searing temperatures and flooding rains change the business?
The 2017 and 2018 California wildfire seasons have been recorded as two of the deadliest in state history, but several properties could get preserved from devastation.

Annual survey identifying business risks

Technology is breeding new threats as well as business models. Traditional risks such as natural catastrophes continue to challenge while other threats such as cyber, neck-and-neck with business interruption at the top of the Allianz Risk Barometer 2019 for the first time, reputational risk, increasing exposure to intangible assets and volatility and consolidation in the corporate environment evolve daily.

Top 3 risks for the Agriculture sector

  1. CLiamte change, increasing volatility of weather (46%) - 2018 rank: 1 (60%)
  2. Natural catastrophes (44%) - 2018 rank: 2 (46%)
  3. Business interruption (36%) - 2018 rank: 3 (29%)
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Allianz operates as an international insurer on almost every continent. Find Allianz in your own country/region.
With the Allianz network AGCS provides services in over 200 countries and territories.