Employers' Liability

Solutions for businesses, ensuring that their employees have the right protection for workplace risks
Tailored solutions for businesses requiring Employers' Liability coverage,  including within General Liability programs, and also available as part of a global insurance program, or on a country by country basis.
As part of our broad Liability product suite, Allianz Global Corporate & Specialty (AGCS) can offer Employers' Liability coverage, normally as an extension to or in conjunction with our General Liability solution.
With the ability to incorporate coverage for your business into an global insurance solution or on a tailored country by country basis, we work with you and your broker to devise the appropriate solution for each scenario and for your local legal requirements, on a conventional or non-conventional basis. For North American small and mid-sized businesses (SMEs), we offer a specialist Workers' Compensation  product through our SME (MidCorporate) team.
Protection for your business if an employee claims against you for injury or illness arising from their work, including coverage for defense and legal fees, as well as for compensation payments.
 The products and services described on this page may not be available in all AGCS locations. Please contact your local office for full information on local product availability.
Navigating today’s business environment is a mammoth task. Tightening regulations, emerging technologies and shareholder activism belong to the challenges for corporate directors and officers.
This risk bulletin by AGCS and Praedicat reviews possible risk exposures and potential impacts of this trio of chemicals to businesses and the insurance industry.

Annual survey identifying business risks

Technology is breeding new threats as well as business models. Traditional risks such as natural catastrophes continue to challenge while other threats such as cyber, neck-and-neck with business interruption at the top of the Allianz Risk Barometer 2019 for the first time, reputational risk, increasing exposure to intangible assets and volatility and consolidation in the corporate environment evolve daily.

Top 3 risks in the Professional Services sector in 2019

  1. Cyber incidents (40%) - 2018 rank: 1 (49%)
  2. Changes in legislation and regulation (36%) - 2018 rank: 2 (30%)
  3. Market developments (24%) - 2018 rank: 4 (25%)
Allianz operates as an international insurer on almost every continent. Find Allianz in your own country/region.
With the Allianz network AGCS provides services in over 200 countries and territories.