Liability Insurance

Responding to the fast-growing liability exposures of modern businesses

Liability insurance exposures can arise from many sources, from third party actions, products or emerging risks to environmental disasters. Businesses of all sizes need a long-term insurance partner with the experience and capacity to respond to this ever-changing liability environment. 

Allianz Global Corporate & Specialty's (AGCS) Liability Insurance teams can provide you with cover tailored to your needs. We serve a diverse client list, which includes pharmaceutical manufacturers, construction companies, power and utility companies, automotive manufacturers, and specialized SMEs and mid-corporate businesses. 

We offer a wide range of general and specialist liability insurance solutions, covering personal or bodily injury, property damage and (pure) financial loss. These can be provided through individual primary policies, excess layers and umbrella policies, or  global insurance solutions for multiple risks in multiple locations.

Our specialist Clinical Trials insurance team provides cover for all phases of clinical trials.
We design solutions to assist our clients in responding to a business crisis. 
We offer specialist Employers' Liability insurance for businesses.
AGCS helps your company evaluate, mitigate, and protect against environmental risks. 
We protect businesses against claims arising from liability towards third parties.
We help our clients with managing their product-related risks and crisis situations.
Liability cover for manufacturers, suppliers, airports, airfields, refuellers and more.
Our marine liability solutions provide cover for primary, excess, and other marine liability.
We provide insurance solutions that address the liabilities of managers and professionals.

Annual survey identifying business risks

Technology is breeding new threats as well as business models. Traditional risks such as natural catastrophes continue to challenge while other threats such as cyber, neck-and-neck with business interruption at the top of the Allianz Risk Barometer 2019 for the first time, reputational risk, increasing exposure to intangible assets and volatility and consolidation in the corporate environment evolve daily.

Top 3 global risks in 2019 

  1. Business interruption (37%) - 2018 rank: 1 (42%)
  2. Cyber incidents (37%) - 2018 rank: 2 (40%)
  3. Natural catastrophes (28%) - 2018 rank: 3 (30%)
Allianz operates as an international insurer on almost every continent. Find Allianz in your own country/region.
With the Allianz network AGCS provides services in over 200 countries and territories.