SME Risk Consulting

Services to help protect small- to mid-corporate businesses 

Our Mid-Corporate unit offers comprehensive risk consultancy services for small- to medium-sized enterprises (SMEs), helping your company to improve its loss management and reduce future threats.

We advise a wide range of SMEs, offering deep expertise in areas such as Manufacturing, Real Estate, Hospitality and Agribusiness. 

Risk Advisory Library
Allianz Risk Consulting (ARC) SME prides itself on understanding your industry. That's why we work closely with industry trade groups on current and emerging risk management challenges. What's more, we're always learning. Our consultants pursue ongoing technical education, to better understand specific exposures and challenges in multiple sectors.
We're committed to helping you reduce your loss potential and improving your overall risk management. We'll apply razor-sharp focus to assess your risk, then recommend proven strategies to mitigate risk, reduce losses and improve your bottom line and operations. We offer a wide range of SME services, including:
 
  • outcome-based loss analysis resulting im solution based risk consulting
  • fire protection evaluation, including fire sprinkler systems and commercial cooking protection
  • accident and illness prevention
  • industrial hygiene evaluation and testing
  • work place assessments
  • operational process reviews
  • risk transfer assessment
  • business continuity planning
  • product liability assessment
  • fleet safety
The products and services described on this page may not be available in all AGCS locations. Please contact your local office for full information on local product availability.
Awareness of the cyber threat is soaring among small- and medium-sized businesses as the potential impact from data breaches and phishing attacks hits home, according the Allianz Risk Barometer.
Follow Senior Risk Consultant, Ryan Du, on his journey to the mountains of Fujian in China to learn about tulou, ancient structures which were effective against natural disasters – and enemy attacks.
Whether you own a vineyard or run a fleet of commercial cars, we can provide you with flexible SME insurance solutions, tailored to the specific and niche needs of your business. 
Adisseo, a global leader in animal nutrition, asked our Risk Consultants to assist them in writing a methodology and performing tests to qualify the fire protection system of one of their chemical facilities.

Annual survey identifying business risks

Technology is breeding new threats as well as business models. Traditional risks such as natural catastrophes continue to challenge while other threats such as cyber, neck-and-neck with business interruption at the top of the Allianz Risk Barometer 2019 for the first time, reputational risk, increasing exposure to intangible assets and volatility and consolidation in the corporate environment evolve daily.

Top 3 risks for small enterprise companies

  1. Cyber incidents (32%) - 2018 rank: 2 (30%)
  2. Changes in legislation and regulation (30%) - 2018 rank: 5 (22%)
  3. Natural catastrophes (27%) - 2018 rank: 3 (28%)
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With the Allianz network AGCS provides services in over 200 countries and territories.