Liability Risk Consulting

A global team of experienced specialists in liability risk transparency and loss prevention

Liability is a diverse and extensive field hence required deep expertise in a wide range of industries, from all variants of technical products, consumer goods to all sorts of vehicles manufacturer, biotechnology to pharmaceuticals, emerging risks to cyber risks or on- offshore energy production.

For the benefit of our clients we offer that technical excellence to support covering all variety of liability risks, such as product liability (including extended, recall and tampering), environmental liability, product protection, pharmaceuticals and clinical trials, construction and professional indemnity), information and communications technology (ICT) process and infrastructures (Cyber), facility management, employers’ liability and workers’ compensation (slip and fall) as well as aviation (services and manufacturer).

Our Allianz Risk Consulting (ARC) Liability team understand its mission to be broker's and client's advocates and recognize their risk in order to subsequently  translate complex technical matters into a language our key account manager, underwriter and claims lawyers can understand.

Our global team of scientists and engineers create  assessments of prospective risks to provide you with adequate solutions and perform risk dialogues on site to understand your risks and needs. In case of a loss event we compile technical reports as basis for a clear and transparent decision by claims lawyers.

Risk Advisory Library
  • Product Liability including extended product liability,recall and product tampering: We are able to investigate and advise on all aspects of product liability and recall risk including planning, designing and testing of new products, quality control, checking advertising literature and packaging. Should the worst happen we can also advise on how to deal with product tampering and ensure a successful recall.
  • Environmental Liability is an increasingly common consideration for companies. Our experts have an in-depth knowledge of environmental risks and the changing regulatory landscape.
  • Pharmaceuticals and Clinical Trials: Information about drugs and their risks are constantly evolving. It takes specific clinical research and pharmacology experts to keep up with the latest developments. At AGCS, we are able to offer a level of expertise to match.
  • Cyber Risk Consulting is rapidly evolving practice. Through identification and understanding of technological vulnerabilities the threat environment and security posture is translated into relevant implications about frequency and severity of a cyber risk in order to prevent future cyber incidents.
  • Construction Liability: Services with focus on public' owners' and contractors' protective liabilities, accidents not covered under worker's compensation laws or injuries by third parties on a construction site.
  • Employer's Liability and Workers Compensation: Consulting covers everything from occupational disease claims to employee injuries. What's more, we work closely with you to determine the broad spectrum of exposures, so you can protect yourself from future claims.
  • In the Aviation field,  we are using our ARC Liability expertise to go the extra mile to understand your individual requirements. We do this by working with you at the point of your operations - at  the airport, in the factory, or wherever the risk is evident . That way, we can provide you with a situation-specific level of risk consultancy.
The products and services described on this page may not be available in all AGCS locations. Please contact your local office for full information on local product availability.
We can provide exclusive feedback to clients through an integrated ‘lessons learned’ process on any important loss experience in order to avoid similar incidents through our AZT facilties.
Follow Senior Risk Consultant, Ryan Du, on his journey to the mountains of Fujian in China to learn about tulou, ancient structures which were effective against natural disasters – and enemy attacks.
Our Liability Insurance teams can provide you with cover tailored to your needs. They work with a diverse client list, which includes pharmaceutical manufacturers and construction companies.
Adisseo, a global leader in animal nutrition, asked our Risk Consultants to assist them in writing a methodology and performing tests to qualify the fire protection system of one of their chemical facilities.

Annual survey identifying business risks

Technology is breeding new threats as well as business models. Traditional risks such as natural catastrophes continue to challenge while other threats such as cyber, neck-and-neck with business interruption at the top of the Allianz Risk Barometer 2019 for the first time, reputational risk, increasing exposure to intangible assets and volatility and consolidation in the corporate environment evolve daily.

Top 3 global risks in 2019 

  1. Business interruption (37%) - 2018 rank: 1 (42%)
  2. Cyber incidents (37%) - 2018 rank: 2 (40%)
  3. Natural catastrophes (28%) - 2018 rank: 3 (30%)
Allianz operates as an international insurer on almost every continent. Find Allianz in your own country/region.
With the Allianz network AGCS provides services in over 200 countries and territories.