Hull Claims Guidelines

When an insured enters into contract with an insurer, there are duties and responsibilities that each party assumes in the partnership - as in any other legal contract arrangement. In the event of a loss, the separate duties and responsibilities of insureds and insurers, as well as loss surveyors and brokers, are clearly delineated by terms of the policy.

This bulletin provides hull claims guidelines by reviewing the duties and responsibilities of each of the major players - insured, insurer, surveyor and broker.