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Hong Kong Levy Notice 香港保費徵費通知

From 1 January 2018, the Insurance Authority (“IA”) will start collecting a premium levy on insurance premiums from policy holders through insurance companies for all new and renewed policies. The levy will be applied on an incremental basis to minimize the impact on policyholders. The levy rate will start at 0.04% of the insurance premium in Phase 1, and increase gradually until it reaches 0.1%, subject to a cap.

We set out below the respective levy and cap applicable to General Insurance business.

Hong Kong Levy

Phase 1

Phase 2

Phase 3

Phase 4

 

1 January 2018 to 31 March 2019

1 April 2019 to 31 March 2020

1 April 2020 to 31 March 2021

From 1 April 2021
onwards

Levy rate

0.04%

0.06%

0.085%

0.1%

Levy cap

General insurance

 

$2,000

 

$3,000

 

$4,250

 

$5,000

The levy shall apply to all types of insurance policies except reinsurance contracts, marine, aviation and goods-in-transit business.

As such, we will be collecting the applicable levy from policyholders for remittance to the IA and the applicable levy will be reflected on the policy schedule and renewal notice. For further details, please refer to the IA’s office website at:

https://www.ia.org.hk/en/aboutus/role/financial_arrangements.html

If you have any questions, please contact your Allianz representative or the Market Management team.

 

香港保費徵費通知 

由2018年1月1日起,保險業監管局 (「保監局」) 將透過保險公司對所有新造及續保的保單向保單持有人收取保費徵費。為減低對保單持有人的影響,保監局會以循序漸進的方式引入保費徵費,首階段徵費率為每保單年度保費的0.04%,其後逐步調升至徵費上限0.1%。

我們在下面列出了適用於一般保險業務的相關徵費和上限。

 

首階段 

第二階段

第三階段

第四階段

 

2018年1月1日至
2019年3月31日

2019年4月1日至
2020年3月31日

2020年4月1日至
2021年3月31日

2021年4月1日起

徵費率

0.04%

0.06%

0.085%

0.1%

徵費上限

一般保險

$2,000

$3,000

$4,250

$5,000

 

除再保險合約、海運、空運和貨運業務可獲豁免保費徵費外,其他所有保險保單均需收取徵費 。

因此,我們會向保單持有人收取適用的徵費轉付予保監局,而適用的徵費將會反映在保障附表及續保通知上。 有關更多詳情,請參閱保監局的網站:

https://www.ia.org.hk/tc/aboutus/role/financial_arrangements.html


如果您有任何疑問,請聯繫您的安聯代表或市場推廣部。