When goods are moved during the normal course of business, there is always a need for Marine Cargo Insurance. It covers the risks involved in transporting goods by Ocean Vessel, Aircraft, Barge, Rail, Truck or any other mode of transport.

Marine Cargo Insurance provides protection for goods being transported, indemnifying the Insured for physical loss or damage that results from an insured peril. The most important aspect of this type of insurance is that as an assignable document, title can be transferred from one party to another. With Cargo insurance, the person who arranges and buys the policy is not always the person entitled to claim in the event of a covered loss.

Anyony who has an insurable interest in a shipment, would suffer a financial loss should the cargo be damaged or destroyed or would benefit from the safe arrival of the cargo, has a need for Marine Cargo Insurance.

A standard set of "Institute Clauses" is normally used to cover "general cargo". General cargo includes manufactured goods, machinery, hardware and most consumer goods.

Coverage can range from Alls Risks to Named Perils (called FPA in marine). With Inland Transit clauses it can even cover risks during transportation over land. There are some other specialized covers for specific commodities, which are tailored to the specific trade. These clauses are known as the "Trade Clauses". We shall be happy to provide further details if required.

Coverage can be tailored to meet the unique needs of you.